Many Brandon drivers are keeping a close eye on their budget, so we often hear questions like, “How long can I finance a used car?” The finance experts at Lexus of Tampa Bay near Town 'N' Country are here to help! A longer financing term means your monthly payments will be smaller. The average auto loan term for a pre-owned vehicle is 60 to 72 months, and the loan length will keep going up as auto prices go up. You can use our payment calculator to estimate your monthly payments as well as determine the right length for your auto loan. Learn more about applying for financing here with Lexus of Tampa Bay.
How long can you finance a used car? There isn’t a single set limit on the duration of a used car loan, but some Riverview lenders will place their own limitations and restrictions. Some banks limit used car loans to seven years and won’t offer loans on a vehicle with more than 100,000 miles. Check with the lender you’re considering to ask about restrictions on financing a pre-owned vehicle.
We invite you to browse our impressive selection of certified pre-owned vehicles and used models, so contact us to take a test drive!
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